Strategy

The credit facilities granted with the assistance of cta-Finance are always complementary to the other banking facilities, granted simultaneously and for longer periods of time than cta-Finance facilities.

The transactions we finance are short-term only, with a tenor of maximum 90 days and transactions are not linked to the emerging markets.

Small credit line

the credit facilities granted by cta-Finance are small; we intend to be the least exposed creditor within the group of creditors the borrower is dealing with. We thus work under the umbrella of the global credit lines granted; as a result, this makes us able to react and to adapt our exposures efficiently.

Short-term financing

The financings we take in our position is short-term financing with a tenor of max 90 days. It involves more work but  has a direct positive risk impact.

Transactional approach

our credit facilities are uncommitted and we always have the right to refuse to finance a transaction. Our transactions are self-liquidating and offer full recourse to the pledged collaterals, for each transaction independently.

A valid and full recourse

Borrowers

We focus on a portfolio of diversified borrowers; 80% of our portfolio is composed of Swiss-based borrowers who have been known by cta-finance for many years.

Pledged collateral

We have the expertise to appraise the correct value of the collateral and the quality of all the counterparties of the transactions. We are expert in financing trading companies, we understand the market, the actors and the underlying risks.